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How to read your PSPCL electricity bill

This guide explains the A to L blocks of a PSPCL bill. It shows how the fixed charge, the taxes and the Punjab free units work. All meanings come from PSERC and PSPCL documents.

  • Redrawn from a real PSPCL bill
  • 13 fields explained
  • Meanings from PSERC and PSPCL

Independent guide. ebbillcalc is not part of Punjab State Power Corporation Ltd (PSPCL). PSPCL did not approve this guide. PSPCL does not publish a sample bill that we could use, so the layout follows a real bill (2021 online bill view) that a reader shared. We removed all personal details. Our drawing uses invented names, numbers and amounts. PSPCL moved to a new billing system in 2026, so a bill today can look different. We used the FY 2026-27 tariff for the figures. Each explanation links to the official document that it comes from.

Quick answers

Where is my account number?

It is the A/C No., near your name at the top. PSPCL also calls it the CA number. See #1 on the sample

How is the fixed charge calculated?

80% of your load × rate for each kW for each month × days × 12/366. See #5 on the sample

How many units did I use?

Units = new reading − old reading. The bill is for about 2 months. See #4 on the sample

Where are my free units?

In block (J), as the GoP subsidy amount. A bill for 2 months has 600 free units. See #10 on the sample

What are ED and IDF?

They are Government of Punjab levies on your charges: electricity duty and the infrastructure development fee. See #9 on the sample

What if I pay late?

PSPCL charges interest of 1.5% a month on the unpaid amount. See #12 on the sample

Watch: how to read a PSPCL bill

A short video (53 seconds). It has no sound. The captions explain each field.

Your bill at a glance

How the bill adds up

A Fixed 5B Energy 6C FCA 7D Rentals 8E Taxes 9F AdjustmentG ArrearsH Sundry chargesI Sundry allowanceJ Subsidy 10K SC WSDL Net bill amount 11

This formula is printed on the bill.

From meter reading to payment

  1. Meter readingMost single-phase homes get a bill every 2 months.
  2. Bill deliveryThe time to pay starts on the day that you get the bill.
  3. Due date10 days after delivery for spot or monthly bills, 15 days for other bills.
  4. After the due dateInterest of 1.5% a month on the unpaid amount.
  5. 15 days’ noticeThen PSPCL can disconnect the supply.

Source: PSERC Supply Code 2024 (PDF)

The PSPCL bill, field by field

Move the bill to the left to see all of it.

SAMPLE · layout of a PSPCL bill, redrawn by ebbillcalc.com · not a real billPSPCL electricity billBilling categorySAP-SBM-DS-GENSub division / DivisionSAMPLE / SAMPLEBill cycle / Billing group4 / 3Bill No.00000000000000Issue date03-10-2026ConsumerNameA. SAMPLE NAMEAddressSample Street, LudhianaA/C No.3000000000MRUS00PB00MobileXXXXXX0000Meter and loadMeter status / Bill statusO / NORMALConnected load (kW)2CategoryDSSecurity cons. amount1,200Meter security680Concession units0ReadingsReading date new / old01-10-2026 / 31-07-2026Reading new / old14,250 / 13,610Multiplier1Total units consumed (kWh)640(A) Fixed charges(a) Load (80%)1.6(b) Rate/kW/month50(c) Bill period (days)61FC = a × b × c × 12/366160(B) Energy chargesSlabUnitsRate/kWhAmount0–600 kWh (2 months)6003.852,310Above 600 kWh407.05282Total6402,592(C) FCAUnits640Rate/kWh0.00Amount0(D) RentalsMeter rentals22MCB rentals24SGST / CGST0 / 0Total rentals46(E) TaxesED358IDF138Municipal tax0Cow cess0Total taxes496(F) to (K)(F) Previous adjustment0(G) Previous unpaid arrears0(H) Sundry charges0(I) Sundry allowance0(J) GoP subsidy amount0(K) SC WSD amount withheld0(L) Net bill amount payableA + B + C + D + E − F + G + H − I − J − K3,294Rounding (nearest Rs 10)−4Amount payable by due date3,290Due datesDue date cash / online14-10-2026Due date cheque / DD14-10-2026Late payment1.5% a monthConsumption history for 6 cyclesCycle123456Units612588701655540498SAMPLE12345678910111213
Each number has an explanation below. Tap a number to go to its explanation. All names, numbers and amounts are invented; the figures follow the FY 2026-27 tariff for a 2 kW home that uses 640 units in 2 months; the ED and IDF rates are from the 2018 PSPCL manual.
  1. 1

    A/C No.

    This is your account number. PSPCL calls it the CA number. Give it when you ask for a change, for example of name or address. Use it to pay online.

    Source: PSPCL FAQs (PDF) You need to give an application quoting your CA from the latest bill and the supporting documents

  2. 2

    Connected load

    This is the load of your connection in kW. It sets your fixed charge for each kW for each month:

    • ₹50 up to 2 kW.
    • ₹70 above 2 kW up to 7 kW.
    • ₹100 above 7 kW up to 20 kW.

    Source: PSERC Tariff Order FY 2026-27, PSPCL copy (PDF) Load upto 2kW i) Upto 300 kWh 3.85/kWh 50/kW

  3. 3

    Security

    PSPCL keeps a security deposit for your expected use. For homes up to 7 kW with bi-monthly bills, it is ₹600 for each kW. The meter security is separate: ₹680 for a single-phase meter. PSPCL pays interest at the RBI bank rate (5.50% for 2026-27).

    Source: PSPCL CC 25/2025: Schedule of General Charges (PDF) Domestic Supply (DS) With load upto 7 kW i) Bimonthly billing 600/kW ii) Monthly billing 300/kW

  4. 4

    Total units consumed

    Units = (new reading − old reading) × multiplier. The bill is for about 2 months. Single-phase homes below 7 kW can get a bill every 2 months.

    Source: PSERC Supply Code 2024 (PDF) may continue to render bills to single phase DS/NRS consumers with load less than 7 kW ... with a periodicity of not more than two months

  5. 5

    (A) Fixed charges

    Fixed charge = (a) 80% of your load × (b) rate for each kW for each month × (c) days in the bill × 12/366. The 80% rule comes from the PSERC tariff. PSPCL does not explain the 12/366 factor.

    Source: PSERC Tariff Order FY 2026-27, PSPCL copy (PDF) the Fixed Charges shall be levied on 80% of the sanctioned/contracted load (actual load recorded or detected, if higher) in kW

  6. 6

    (B) Energy charges

    For homes, the rate changes after 300 units a month. On a bill for 2 months, the slab limit is 600 units. From 1 April 2026, homes up to 2 kW pay ₹3.85 for each unit up to the limit and ₹7.05 above it. Old bills show other slab rows.

    Source: PSERC Tariff Order FY 2026-27, PSPCL copy (PDF) in case of bimonthly billing, consumption slabs shall be doubled while applying the relevant tariff

  7. 7

    (C) FCA

    This line is now the fuel and power purchase adjustment surcharge (FPPAS). It is a charge for each unit for changes in fuel and power costs. PSPCL sets it month by month. For November 2025, PSPCL charged no FPPAS. See fuel surcharge this month.

    Source: PSPCL CC 06/2026: FPPAS for November 2025 (PDF) no Fuel and Power Purchase Adjustment Surcharge (FPPAS), for the month of November-2025 shall be levied

  8. 8

    (D) Rentals

    Meter rent is ₹11 a month for a single-phase meter. MCB rent is ₹12 a month for a single-phase connection. Since 10 October 2024, there is no GST on these rents, so the SGST and CGST lines are zero.

    Source: PSPCL CC 39/2024: no GST on meter rent (PDF) exempted the services by way of providing metering equipment on rent ... effective from 10th day of October 2024

  9. 9

    (E) Taxes

    These are Government of Punjab levies. The 2018 PSPCL manual gives: electricity duty (ED) 13% in urban areas and 15% in rural areas, and IDF 5%. Municipal tax (2%) is only inside municipal corporations. Cow cess is only in some towns. PSPCL does not charge ED on meter rent.

    Source: PSPCL Electricity Supply Instruction Manual 2018 (PDF) ED shall be 13% and 15% ad-valorem (tariff) in urban and rural areas respectively

  10. 10

    (J) Subsidy

    The Government of Punjab gives 600 units free on a bill for 2 months (300 a month). If you use 600 units or less, it also pays the fixed charge, meter rent and levies. If a general household uses more than 600 units, it pays for all the units. Some households have a different rule above the limit. See the official order.

    Source: PSERC Tariff Order FY 2026-27, PSPCL copy (PDF) these consumers shall pay energy charges for their entire consumption as per applicable slabs of monthly tariff alongwith fixed charges, Meter rentals and Government levies

  11. 11

    (L) Net bill amount payable

    The bill shows the formula A + B + C + D + E − F + G + H − I − J − K. PSPCL rounds the amount to the nearest ₹10. It adjusts the difference in your next bill.

    Source: PSERC Tariff Order FY 2026-27, PSPCL copy (PDF) The net amount payable in all electricity bills shall be rounded-off to the nearest Rs. 10/- (Rupees ten) and difference due to rounding-off shall be adjusted in subsequent bills.

  12. 12

    Due dates

    For homes with spot or monthly bills, you get 10 days from delivery. Other bills get 15 days. If you have 15 days or more, the due date for a cheque or DD is 2 working days earlier.

    Source: PSERC Supply Code 2024 (PDF) ten (10) days from date of delivery of the bills in the case of ... DS/NRS consumers covered under spot billing & where monthly bills are issued

  13. 13

    Consumption history

    The bill shows your units for the last cycles, to compare.

    Source: PSERC Supply Code 2024 (PDF) Last six months & corresponding month of previous year consumption

Other terms you may see

These lines can also be on a PSPCL bill. The explanations come from PSPCL documents.

Late payment

PSPCL charges simple interest of 1.5% a month on the unpaid amount. A part of a month counts as a full month. Old bills show 2% or 5%. These rules do not apply now.

Source: PSERC Tariff Order FY 2026-27, PSPCL copy (PDF) simple interest on delayed payment @ 1.5% per month, on the gross unpaid amount of the bill till the deposit of outstanding amount

Disconnection

If you do not pay, PSPCL must give at least 15 days’ written notice before it disconnects the supply.

Source: PSERC Supply Code 2024 (PDF) after giving not less than fifteen days notice in writing to such consumer ... disconnect supply

Digital payment rebate

If you pay digitally, you get a rebate of 0.25% of the bill (maximum ₹200) in your next bill.

Source: PSERC Supply Code 2024 (PDF) A rebate of 0.25% of the bill amount subject to maximum of Rs. 200/- shall be allowed to the consumer making payment through digital mode.

Reconnection fee

It is ₹300 for a single-phase service and ₹350 for a three-phase service.

Source: PSPCL CC 25/2025: Schedule of General Charges (PDF)

Duplicate bill

You can download your bill free from the PSPCL website. A duplicate bill at the office costs ₹7.

Source: PSPCL CC 25/2025: Schedule of General Charges (PDF) Consumers can download the bill from PSPCL's website free of cost

Labels PSPCL does not explain

These labels are on the bill. We did not find an official explanation for them.

  • MRU
  • Bill cycle and billing group numbers
  • The billing category code, for example SAP-SBM-DS-GEN
  • Meter status and bill status codes
  • “Additional surcharge” under FCA
  • SC WSD amount withheld
  • The 12/366 factor in the fixed charge
  • Concession units
  • Notice numbers for sundry charges and allowances
  • The format of the A/C number

We explain a line only if PSPCL or the regulator explains it. If you have a question about one of these lines, ask your section office or call the helpline on the bill.

Pay or see your bill online

These are official PSPCL channels only.

Pay only on official channels. ebbillcalc does not ask for your consumer number. ebbillcalc does not take payments. Some messages say that your power will be cut tonight. They tell you to call a number or install an app. Do not do this.

Is the amount right?

Type your units and your total. The checker uses the FY 2026-27 tariff and the free units. It does not include ED, IDF and meter rent yet, so the bill can be higher.

Check a Punjab billPunjab bill calculatorTariff changes

Questions

Where is the account number on a PSPCL bill?

It is the A/C No., near the consumer name at the top of the bill. PSPCL also calls it the CA number.

How does PSPCL calculate the fixed charge?

Fixed charge = 80% of your load × the rate for each kW for each month × the days in the bill × 12/366. For homes up to 2 kW, the rate is ₹50.

How do the 300 free units show on a PSPCL bill?

In block (J), as the GoP subsidy amount. A bill for 2 months has 600 free units.

What are ED and IDF on a PSPCL bill?

They are Government of Punjab levies. The 2018 PSPCL manual gives ED as 13% (urban) or 15% (rural) and IDF as 5%.

What is the late payment charge on a PSPCL bill now?

Simple interest of 1.5% a month on the unpaid amount. The 2% and 5% on old bills do not apply now.

Sources

We read the official documents on 15 October 2026. Bill layouts can change. If your bill looks different, tell us. Cover your name, address and consumer number first.

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